I still remember the day I got a call from this bank telling me about how I should apply for a credit card at their bank and enjoy all the amazing amenities that come with their card. Since I was already in need of one, I applied right away.
However, the thing here is that most people normally get so excited about the fact that they are getting a card and in this process, they completely forget about the important details. Speaking of important details, I would suggest you visit https://ilogin.guide/americanexpress-com-confirmcard/ for everything that you would need to know about credit cards.
Below, we will be looking at some of the questions that you should ask.
How Much Can I Spend?
There are limits on credit cards, and that is something that that many people know but they overlook. Overspending is never a good idea because if you are not able to pay back the money you owe to the bank, you will literally be in some financial trouble. That is why you should always ask the bank about how much you can spend. So, knowing that can help you keep things keep in check.
What is The Grace Period?
You need to ask about how long the grace period is. Normally, a grace period can be 3 days, however, there are banks that offer 10 days of grace period. Grace period is the additional time you get to pay back your bills. If you pay your card bill within the grace period, then you will not be charged additional taxes. However, if you do not pay within the grace period, you will be charged additional taxes. So it is best if you charge ask this question.